Europe's Unified Wero Payment App

One app.
All banks.
Instant payments.

BLiTZ Pay unifies Wero across every German bank into one seamless experience — for consumers who want simplicity and merchants who want lower fees.

Café Müller
Sparkasse · Just now
€4.80
Paid instantly via Wero
🏦
Banks supported
All Wero
Fee vs cards
–70%
Bäckerei Schmidt
Deutsche Bank · 08:42
€2.30
Settled
Works with all Wero banks
Sparkasse Deutsche Bank Commerzbank DKB ING Deutschland Volksbank + more
The Problem

Wero exists. But it's
fragmented & unusable.

20+

Banking apps per user

Wero is siloed inside each bank's own app. There's no single place to manage payments across all your accounts.

0%

Merchant acceptance

No independent app lets merchants accept Wero. Businesses are stuck with expensive card terminals or cash.

2–3%

Card fees killing margins

Every small transaction costs merchants dearly. For a €4 coffee, that's €0.12 gone — on every single sale.

The App

BLiTZ Pay — the first
unified Wero wallet.

Core Product

The wallet app that works with every Wero bank.

Stop juggling 20+ banking apps. BLiTZ Pay unifies all your Wero-enabled accounts — Sparkasse, Deutsche Bank, DKB and more — into one seamless experience with AI-powered smart routing.

✓ All Wero banks ✓ AI smart routing ✓ Instant payments ✓ 0.5–1% fee ✓ European data privacy ✓ PSD2 regulated
BEST ROUTE SELECTED
Sparkasse → Wero
€24.50
Speed
Instant
💶
Fee
0.5%
🏦
Banks
All
How it works

Simple for everyone.
Powerful underneath.

01

Connect your bank

Link any Wero-enabled bank account in seconds. Sparkasse, Deutsche Bank, DKB — all supported via PSD2.

02

Merchants display QR code

A unique QR code for your business — print it, display it. No terminal, no hardware, no waiting.

03

Customer scans & pays

Open BLiTZ Pay, scan the code, confirm. Done in seconds — AI picks the fastest route automatically.

04

Instant settlement, 0.5–1% fee

Money lands immediately. Up to 70% cheaper than card networks. No end-of-day waits.

Café Müller
Scan to pay via Wero
€4.80Café Müller · Espresso
46M
Wero users already registered across Europe
0.5%
Starting fee — up to 70% cheaper than card networks
All
Major German banks supported — one unified app
instant
Settlement — money in your account the moment payment is made
For Merchants

Accept Wero.
No terminal.
Lower fees.

BLiTZ Pay is the simplest way for any local business to start accepting Wero payments — cafés, bakeries, kiosks, market stalls. No hardware. No lengthy setup. Just a QR code.

🏪

Any business

Cafés, bakeries, kiosks — start in minutes with just a QR code.

📉

Cut fees by 70%

0.5–1% vs 2–3% card fees. Save hundreds every month.

Instant settlement

Money in your account immediately. No end-of-day waits.

📊

Smart dashboard

Track sales and trends with BLiTZ AI built in.

All your banks.
One app.

🏦

Every Wero bank, unified

Stop juggling 20+ banking apps. BLiTZ Pay connects all your Wero-enabled accounts into one seamless experience.

Pay anywhere in seconds

Scan a QR code, confirm — done. AI automatically picks the fastest route across your connected accounts.

🤖

AI financial coaching

Get spending alerts, savings recommendations and a personal financial health score — all in one place.

💚

Support local businesses

Paying with BLiTZ Pay means local stores keep more of their money. No fat fees to card networks.

SPARKASSE → WERO
Café Müller
€4.80
DKB → WERO
Bäckerei Schmidt
€2.30
Both settled instantly · 0.5% fee
Coming soon

More from the
BLiTZ ecosystem.

Coming Soon
📊
BLiTZ One

One unified dashboard across all your bank accounts. One login, one interface, holistic view.

Coming Soon
🤖
BLiTZ AI

AI-driven financial optimisation, spending alerts, smart savings and a personal health score.

Coming Soon
🔒
BLiTZ Vault

Secure vault for digital assets and documents. Digital Euro ready, bank-grade encryption.

Ready to experience
payments differently?

Join merchants and consumers who are switching to a smarter, cheaper, unified way to pay across Europe.

Contact Us Explore Products

Applied Payments Technology GmbH · Krefeld, Germany
renjith@appliedpaymentstech.com · +49 155 10819580