BLiTZ Pay is a white-label smart payments platform with financial intelligence built in. Smart routing sends every transaction down the optimal rail — running on SEPA Instant today, ready for Wero as it scales.
SEPA Instant, Open Banking, card schemes and Wero each sit in their own silo. Nothing routes intelligently across them based on cost, speed and availability.
Banks, PSPs and brands that want a modern A2A payment app face years of build, licensing and integration before they can launch.
Every small transaction costs merchants dearly. For a €4 coffee, that's €0.12 gone — on every single sale.
Banks, PSPs and brands deploy BLiTZ Pay under their own identity. Smart routing automatically sends each transaction down the optimal rail — SEPA Instant today, Wero and others as they scale — with financial intelligence layered on top.
Link any bank account in seconds via PSD2 Open Banking. Built on SEPA Instant rails — no proprietary scheme required.
A unique QR code for your business — print it, display it. No terminal, no hardware, no waiting.
Open the app, scan the code, confirm. Done in seconds — smart routing picks the optimal rail automatically.
Money lands immediately. Up to 70% cheaper than card networks. No end-of-day waits.
BLiTZ Pay is the simplest way for any local business to accept instant account-to-account payments — cafés, bakeries, kiosks, market stalls. No hardware. No lengthy setup. Just a QR code.
0.5–1% vs 2–3% card fees.
Money in your account immediately.
Stop juggling 20+ banking apps. BLiTZ Pay connects all your accounts via Open Banking into one seamless experience.
Scan a QR code, confirm — done. Smart routing automatically picks the optimal rail across your connected accounts.
Get spending alerts, savings recommendations and a personal financial health score — all in one place.
Paying with BLiTZ Pay means local stores keep more of their money. No fat fees to card networks.
One unified dashboard across all your bank accounts. One login, one interface, holistic view.
AI-driven financial optimisation, spending alerts, smart savings and a personal health score.
Secure vault for digital assets and documents. Digital Euro ready, bank-grade encryption.
Join merchants and consumers who are switching to a smarter, cheaper, unified way to pay across Europe.
Applied Payments Technology GmbH · Krefeld, Germany
info@blitz-pay.de · +49 155 10819580
