BLiTZ Pay brings all your accounts, from bank accounts and credit cards to wallets like PayPal, into one clear view, turns your transactions into insights you can act on, and lets you pay instantly through the best available rail — running on SEPA Instant today, ready for Wero as it scales.
Most people use several banking apps and still can't answer a simple question: where did my money go this month? BLiTZ Pay connects your accounts and answers it for you.
Link your current accounts, savings, credit cards and wallets such as PayPal. Balances and transactions from every provider, side by side, in a single app.
Transactions are sorted automatically so you can see what goes to rent, groceries, mobility, leisure and subscriptions, and how that changes over time.
Spot recurring payments and contracts you may have forgotten, so you decide what stays and what goes.
Get notified about unusual spending, upcoming bills and budgets that are running hot, before month-end surprises.
Suggestions based on your own cash flow, showing where small changes can add up to real savings.
A simple score and trend that summarise your habits, so progress is easy to see and easy to keep going.
BLiTZ AI reads across all your accounts and highlights what matters: what changed, what is coming and what you could do about it. Your data stays yours, shared only with your explicit consent via PSD2.
Join the waitlistIllustration only. Figures shown are examples, not real customer data.
SEPA Instant, Open Banking, card schemes and Wero each sit in their own silo. Nothing routes intelligently across them based on cost, speed and availability.
Most people hold accounts at several banks and providers, from current accounts to credit cards and PayPal, and see only a fraction of their finances in any one app. Nothing connects the dots.
Every small transaction costs merchants dearly. For a €4 coffee, that's €0.12 gone — on every single sale.
BLiTZ Pay connects your accounts and sends each transaction down the optimal rail — SEPA Instant today, Wero and others as they scale — with financial intelligence layered on top.
Link any bank account in seconds via PSD2 Open Banking. Built on SEPA Instant rails — no proprietary scheme required.
A unique QR code for your business — print it, display it. No terminal, no hardware, no waiting.
Open the app, scan the code, confirm. Done in seconds — smart routing picks the optimal rail automatically.
Money lands immediately. Up to 70% cheaper than card networks. No end-of-day waits.
BLiTZ Pay is the simplest way for any local business to accept instant account-to-account payments — cafés, bakeries, kiosks, market stalls. No hardware. No lengthy setup. Just a QR code.
0.5–1% vs 2–3% card fees.
Money in your account immediately.
Stop juggling 20+ banking and payment apps. BLiTZ Pay connects all your accounts, from banks and credit cards to PayPal, into one seamless experience.
Scan a QR code, confirm — done. Smart routing automatically picks the optimal rail across your connected accounts.
Get spending alerts, savings recommendations and a personal financial health score — all in one place.
Paying with BLiTZ Pay means local stores keep more of their money. No fat fees to card networks.
One unified dashboard across all your accounts. One login, one interface, holistic view.
AI-driven financial optimisation, spending alerts, smart savings and a personal health score.
Secure vault for digital assets and documents. Digital Euro ready, bank-grade encryption.
Banks, cards, PayPal: every app shows only a piece. Here is what gets lost, and how to get it back.
A small purchase makes the fee maths easy to see. Here is how it adds up for a small business.
Payments that arrive in seconds, any time of day. What changed, and why it matters for everyday life.
Join merchants and consumers who are switching to a smarter, cheaper, unified way to pay across Europe.
Applied Payments Technology GmbH · Krefeld, Germany
info@blitz-pay.de · +49 155 10819580